Tim Ranzetta is the founder of Next Gen Personal Finance (NGPF), a non-profit organization committed to providing all young people with access to a high quality, engaging financial education. After creating a personal finance course to educate first gen students at Eastside Prep in East Palo Alto, California, Tim saw the impact this course had on engaging ALL students as well as their parents. Founded in 2014, NGPF serves educators with a comprehensive set of resources from well organized lesson plans to hands-on projects, activities and case studies. NGPF spends thousands of hours every year curating online content (videos, games, articles) with an educators' mindset. Already, thousands of teachers in all fifty states rely on the NGPF website as their "one-stop" to support their personal finance classroom.

Tim saw the urgent need for financial education through his experience at Student Lending Analytics (SLA), an independent research and advisory firm that he founded. Parents or students would often reach out to him for guidance, when it was too late, and after large amounts of student loans had been accumulated. SLA became an independent, analytical and objective source of information which increased the transparency of the student loan market. SLA's research was featured in the New York Times, Washington Post, US News and World Report and Chronicle of Higher Education.

Prior to SLA, Tim had leadership roles in a series of high growth entrepreneurial ventures. He was President and Chief Operating Officer of Equilar, a leading compensation research and consulting firm. He co-founded a leading information security company, U.S. Shred which was acquired in 2001. Tim began his career as a management consultant with Bain & Company and later worked as a research analyst at Massachusetts Financial Services.

Tim earned his M.B.A. from the Stanford Graduate School of Business and a B.S. degree in Finance with Distinction from the McIntire School of Commerce at the University of Virginia. He lives in Palo Alto, California and looks forward to another season of coaching his son's Little League team.